As a home buyer, you don’t pay to use a real estate agent; the seller pays from its commission after the sale. It’s free for home buyers to work with real estate agents.
A good real estate agent performs the following services for buyers, and more:
- Interprets the data you find online into market analysis with meaning
- Shepherds you through the purchase, handling your paperwork and communication
- Negotiates with the seller’s real estate agent on your behalf
And, make sure to get your own real estate agent. Do not use the seller’s agent, a scenario known as dual agency. In a dual agency scenario, the real estate agent’s fiduciary duty is to get the seller the maximum price for the home. There is no consideration for the buyer.
Dual agency can be terrible for buyers of homes. Avoid the scenario by working with an agent of your own. If you don’t have one, ask for a referral.
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An insurance claim is an official request you make to an insurance company, asking to get paid for damages. Insurance claims can be made for any reason that’s a part of your insurance policy. When you have homeowners insurance, you can make an insurance claim after a fire in your home; after there’s been theft […]