Buying a home is a journey, and it’s a personal one, too. Everyone experiences buying a home differently. But, there are some basic truths that every home buyer comes to learn.
Your experience as a home buyer — the details of it — are different from everyone else in the world.
Nobody searches for homes the way you search, bids on homes the way you bid, or collects stories about buying a home that are identical to yours.
Despite the uniqueness of it all, the framework of buying — the basic — is hardly unique at all. Every home buyer discovers three important truths.
The first is that conversations about buying a home begin by establishing your monthly budget for housing. When you know what you want to spend on a house each month, no matter if mortgage rates change or home prices do, you’re prepared and never in a panic.
Second, buyers know that pre-approvals literally open doors. As in: You can’t buy a home without one. So, get lender pre-approved as early in your journey as you can and it doesn’t even have to be the lender you’ll ultimately work with. Just get it and the get peace of mind that comes with it — for you and your eventual seller.
And, speaking of sellers, third: buyers learn that not to use the seller’s real estate agent. Because agents can’t negotiate a “best deal” for both sides of the transaction. It’s either one or the other, and contractually, it has to be the seller.
So, get your own agent and get your best price. Just click the button below this video and we’ll get you on your way — with your budget, your pre-approval, and a real estate agent if you need one.
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Today’s home buyers have 8 percent more purchasing power, and they’re asking mortgage lenders to approve more mortgage applications.